2020 Real Estate Trends: Is It a Good Time to Buy or Sell?

Some of the first things we look at when determining a favorable seller’s and buyer’s market are employment, income, and consumer confidence levels. Those 3 points combined with current rates and loan programs give us an excellent sense of how big the opportunity is for you.  SHOULD YOU BUY A HOME IN 2020? Here’s what […]

Saving For A Downpayment: Where To Keep Your Nest Egg

Saving for a downpayment is one of the first steps to buying a home –apart from getting pre-qualified for a mortgage. Starting your savings also requires quite a bit of commitment. It takes discipline to forgo that weekend getaway with friends or reduce everyday purchases like your usual morning latte. But when you’re saving for […]

2020 Real Estate Trends: Is It a Good Time to Buy or Sell?

Some of the first things we look at when determining a favorable seller’s and buyer’s market are employment, income, and consumer confidence levels. Those 3 points combined with current rates and loan programs give us an excellent sense of how big the opportunity is for you.  SHOULD YOU BUY A HOME IN 2020? Here’s what […]

What to Expect When Buying a Foreclosed Home

Foreclosed homes are some of the best home purchase deals you can find but that doesn’t mean that you should through caution to the wind when considering purchasing a foreclosed home.  In fact, some foreclosed homes can end up costing you more money (or headaches) than they’re worth. Here’s what you need to know about […]

The Ultimate Home Shopping Guide for First-Time Homebuyers

Are you buying a house for the first time? Not knowing what to expect can make things unnecessarily overwhelming and daunting. To help reduce the stress of the unknown, we’ve broken down the timeline to buying a home in this step-by-step guide. Keep in mind that this is just a general guideline. As we’ve implemented […]

Breaking Down Mortgage Closing Costs

Whether you are buying a home or are refinancing, there are fees required to finalize the loan. We lump all these together and call them closing costs. With refinance loans, the closing costs are a bit less because certain elements are missing (such as title fees, home appraisal fees, and other sale-related fees). This article […]

Can You Back Out of a Home Purchase Offer After It’s Accepted?

Although we don’t see this too often, backing out of a home purchase deal that is possible in some instances. However, it’s not without consequences. This article gives you a general idea of what to expect should you cancel your home purchase agreement after it’s accepted. However, it should not take the place of professional […]

Home Shoppers – This Is How to Choose Your Ideal Neighborhood

Choosing your neighborhood should be considered just as carefully as the home when you’re in the market to purchase a house. Just like moving in with a roommate, communities have habits and personalities –some of which may not be the right fit for you and your family. For example, some neighborhoods are socially active, having […]

The Surprising Tax Savings of Being a Homeowner

Tax season isn’t always met with positivity. But when you’re a homeowner, you tend to view tax season differently. That’s because of the tax benefits of being a homeowner. With tax season soon upon us, we wanted to share some of the lesser-known tax benefits of owning a home. Since we’re mortgage experts (not tax […]

Can I Defer a Mortgage Payment?

Deferring a mortgage payment means that you are postponing or skipping a mortgage payment until a later date. Those that are going through a temporary financial hardship look for ways to pause payments briefly while they get their finances in order.  The financial hardship could be the result of suddenly losing your income or a […]