AJ Hart is a seasoned Loan Originator with over a decade of experience helping buyers turn “someday” into “we got the keys.” Licensed in Florida, Georgia, and Alabama, AJ works closely with homebuyers, Realtors, and internal teams to make the mortgage process feel clear, confident, and—dare we say—less stressful.

Born and raised in Jacksonville, AJ believes that homeownership is about more than rates and paperwork. It’s about building roots, strengthening communities, and making sure every client feels informed and supported from their first conversation to closing day. Known for her approachable style and straight-talk guidance, AJ specializes in breaking down complex lending scenarios into simple, actionable steps.

When she’s not helping clients navigate home financing, AJ is deeply involved in local give-back initiatives and community partnerships. She’s a firm believer in showing up, lending a hand, and making a real impact right where she lives. Outside of work, you’ll find her planning the next adventure, cheering on the Jags, or spending time with her husband and their dog, Loki.

AJ’s mission is simple: help people feel confident about one of the biggest financial decisions of their lives — and maybe even enjoy the process along the way.