With over 25 years in mortgage lending — including 23 years as a Senior Mortgage Underwriter — I bring a unique perspective to every loan I originate. Having reviewed thousands of files from the underwriting side, I know exactly what it takes to structure a loan for a smooth, on-time approval. That experience allows me to anticipate potential challenges before they arise and guide my clients and Realtor partners with clarity and confidence.

As a 6th-generation Florida native, I’m deeply connected to this community and proud to serve families across the state. I live in Jacksonville, where I am actively involved in raising my four wonderful grandchildren, ages 1, 2, 5, and 8. On my days off, you’ll usually find us exploring Florida’s springs, beaches, and nature trails or enjoying local activities together.

My mission at First Coast Mortgage Funding is simple: to make the mortgage process stress-free, transparent, and tailored to each client’s needs. Whether you are a first-time homebuyer, refinancing your home, a seasoned investor, or a Realtor working to get your buyer’s offer accepted, I’m here to bring the expertise, creativity, and care that make all the difference.